Additional Payment Options
Payment Options and Financial Considerations
Accepted Payment Methods
Payment is due at time of service.
Credit Cards
AEC accepts all major credit cards
Cash
AEC accepts cash payments
Checks
With approval from CrossCheck
Additional Payment Options
At Animal Emergency Care, we understand that the unexpected injury or illness of a pet means unexpected expenses for many families. AEC has partnered with several third-party financing services to offer our clients the largest selection of flexible payment options available at any veterinary hospital in our area.
Where does your money go?
Animal Emergency Care (AEC) was established by local veterinarians as a vital resource for the community. Owned cooperatively by numerous family veterinarians, AEC prioritizes exceptional care over profit. The owners ensure that revenue covers only operational costs, allowing our hospital to reinvest in maintaining high standards of care. This approach highlights their commitment to pet health and well-being, fostering a sustainable and compassionate veterinary practice focused on quality patient care and establishing trust between clients and veterinarians.
How a basic ER visit fee is allocated:
Cherry: Flexible payment plans with no hard credit check
Cherry is a payment solution that lets you split your pet’s emergency care costs into manageable monthly installments. Designed with both flexibility and accessibility in mind, Cherry allows you to get the care your pet needs right away—without the burden of upfront costs. Key benefits of Cherry include:
- No hard credit check to apply
- High approval rates, including for clients without great credit
- Easy and fast application process
- Flexible payment options with no hidden fees
Please visit Cherry to learn more and apply for financing.
All Pet Card: Flexible financing for pet care
All Pet Card offers a revolving line of credit to help you manage the cost of veterinary care with affordable monthly payments. Designed specifically for pet health expenses, All Pet Card provides a simple, flexible way to finance your pet’s treatment and focus on their well-being. Key benefits of All Pet Card include:
- Special financing options for qualified purchases
- High approval rates, even for those with less-than-perfect credit
- Easy online application
- Instant credit decision
Please visit All Pet Card to learn more and apply.
CareCredit: A convenient, flexible financing option
CareCredit is a healthcare credit card designed specifically for pets’ medical expenses. With CareCredit, you can finance your pet’s emergency care, allowing you to focus on their health and recovery rather than worrying about the cost. Key benefits of CareCredit include:
- No interest if paid in full within the promotional period *
- Low minimum monthly payments
- Easy application process
- Instant credit decision
* Subject to credit approval. Minimum monthly payments are required. Terms and conditions apply. Please visit CareCredit for more information.
Scratchpay: A simple, transparent payment solution
Scratchpay offers installment payment plans that are interest-free to help you manage your pet’s emergency care costs. With Scratchpay, you can choose the plan that works best for you, ensuring your pet receives the necessary treatment without delay. Key benefits of Scratchpay include:
- No hidden fees or deferred interest
- High approval rates
- Quick and easy application process
- Instant decision
Please visit Scratchpay to learn more and apply for a payment plan.
Affirm: Transparent monthly payments with no late fees
Affirm lets you break up the cost of your pet’s emergency care into simple monthly payments with no hidden fees. With clear terms and upfront pricing, Affirm gives you flexible financing options so you can prioritize your pet’s health and pay over time. Key benefits of Affirm include:
- No late fees or hidden charges
- Flexible repayment terms (e.g., 3, 6, or 12 months)
- Quick online application process
- Instant decision with soft credit check
Please visit Affirm to learn more and see if you qualify.
We are here to help
By offering these expanded financial options, our aim is to make it easier for you to focus on your pet’s well-being and know their care is within reach. Our team is available to assist you as you explore ways to make this visit to our hospital most manageable for your family. Tell us about your situation: you may qualify for additional payment options, such as in-house payment plans.
If you have any questions, please call us. We’re here to help.
Planning for the Future with Trupanion: Our Preferred Pet Insurance Partner
While pet health insurance is a wonderful option for making veterinary care more affordable, most plans require that you pay the bill and submit invoices for reimbursement. Trupanion, however, offers participating veterinary hospitals the option to be paid directly by Trupanion—so you do not have to pay your entire bill out of pocket, only your deductible and any portion not covered by your plan. Animal Emergency Care participates in this service, and we encourage you to apply for coverage before your family experiences a veterinary emergency.
It is important to know that pet insurance only provides coverage if you have a policy in place before care is needed. So please plan ahead—and do not apply for an insurance policy while en route with a medical emergency because it will not be covered.
Please visit Trupanion to learn more and apply for an insurance plan.
